Jessica Chen
Start-Up Founder
Jessica is the Founder of an early-stage fintech company called Uprise and previous employee of Wise - a Fintech company focussed on global money transfers, which is currently (Oct '24) valued at over $7 billlion.
Investing Philosophy
So my husband and I actually love discussing finances. It's fascinating to us because we come from different cultural backgrounds. I'm Chinese American and he's Brazilian. We both have unique approaches given our personal histories with money.
But despite our differences, we share a philosophy of making asymmetric bets in our careers. As founders, we're taking on a lot of risk, but we believe in our ideas and are willing to take that chance. On top of that, we have investments in stocks from previous companies, crypto, and other areas that we think have high potential returns.
To balance out these high-risk bets, we've made sure to diversify the rest of our portfolio through ETFs.
So my husband and I actually love discussing finances. It's fascinating to us because we come from different cultural backgrounds. I'm Chinese American and he's Brazilian. We both have unique approaches given our personal histories with money.
But despite our differences, we share a philosophy of making asymmetric bets in our careers. As founders, we're taking on a lot of risk, but we believe in our ideas and are willing to take that chance. On top of that, we have investments in stocks from previous companies, crypto, and other areas that we think have high potential returns.
To balance out these high-risk bets, we've made sure to diversify the rest of our portfolio through ETFs.
So my husband and I actually love discussing finances. It's fascinating to us because we come from different cultural backgrounds. I'm Chinese American and he's Brazilian. We both have unique approaches given our personal histories with money.
But despite our differences, we share a philosophy of making asymmetric bets in our careers. As founders, we're taking on a lot of risk, but we believe in our ideas and are willing to take that chance. On top of that, we have investments in stocks from previous companies, crypto, and other areas that we think have high potential returns.
To balance out these high-risk bets, we've made sure to diversify the rest of our portfolio through ETFs.
So my husband and I actually love discussing finances. It's fascinating to us because we come from different cultural backgrounds. I'm Chinese American and he's Brazilian. We both have unique approaches given our personal histories with money.
But despite our differences, we share a philosophy of making asymmetric bets in our careers. As founders, we're taking on a lot of risk, but we believe in our ideas and are willing to take that chance. On top of that, we have investments in stocks from previous companies, crypto, and other areas that we think have high potential returns.
To balance out these high-risk bets, we've made sure to diversify the rest of our portfolio through ETFs.
Portfolio Composition Breakdown
Income Information
Jessica at the time of sourcing this information was not taking a salary from her early stage start-up.
I'm the founder of an early-stage fintech company called Uprise **and I make $1 a year.**As you might expect, I'm not living off that income alone, and we're definitely burning through our savings. My husband is also a founder and has given me permission to share that he makes $180k a year. So, between the two of us and our toddler, we're living on $180k and $1 a year in the Bay Area.
Financial Stack
- Credit cards include – Capital One Venture X card, Apple Card, & Amazon’s credit card
- Personal Capital / Empower for net worth + account tracking
- Google Sheets for monthly spending
- Uprise for long-term financial planning
- Chase for banking
- Vanguard for most retirement accounts
- Fidelity for HSA
- Wealthfront for their high APY cash product and a couple of investment accounts
- Shareworks for company equity
I have more accounts because I’m a fintech nerd, but those are the main ones.