1. Acceptance of Terms
By purchasing our product, you agree to these Terms of Service (the “Terms”), which govern your access to and use of the materials and services provided by our website. Please read these Terms carefully.

2. Product Access and Payment
Your payment of $279 is a one-time fee granting you lifetime access to our stock market course, side hustle databases, investment portfolios, and online events with expert speakers, provided the website remains active. “Lifetime access” is defined as access for as long as the website operates. Should the website be discontinued, we will offer a digital copy of the resources to ensure continued access.

3. Refund Policy
Refunds are available within 7 days of purchase. To initiate a refund, please contact our customer support team (please find email below) within the specified period.

4. User Responsibilities
You agree not to share, copy, distribute, or resell any of the content provided through our services. Unauthorized use of the content may result in termination of your access without a refund.

5. Changes to Terms
We reserve the right to modify these Terms at any time. In the event of changes, we will notify you via the email address associated with your account. Continued use of the service after changes are posted constitutes your acceptance of the new Terms.

6. Limitation of Liability
Our materials and services are for informational purposes only. We are not responsible for any financial outcomes resulting from the use of our content, and we do not provide individualized financial advice.

7. Intellectual Property
All content, including but not limited to the course materials, databases, and events, remains our intellectual property. Unauthorized use or distribution is prohibited.

8. Governing Law
These Terms shall be governed by the laws of the United Kingdom.

9. Contact Information
For any questions or concerns regarding these Terms, please reach out to conceptsoffinance@substack.com

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Updated on: 28th October 2024